Property investment loans are growing at three times the rate of owner-occupier loans, according to Money.com.au’s latest Mortgage Insights report. It says investor loans increased by 19% in the September quarter, while owner-occupier loans increased by only 5% during the same period.

Investors focused on Western Australia in particular, with a 43% increase in investor loans, while in Queensland, loans to investors are up by 24%. In New South Wales, investor loans are up by 20%, South Australia is up 17%, the Northern Territory is 14%, and both Victoria and Tasmania are up by 5%. The decline in investors in Victoria has allowed owner-occupiers to gain a foothold in that market, with owner-occupier loans for existing properties up by 7%.

According to the analysis in most states, investor loans have grown significantly faster than owner-occupier loans. “The exception is Victoria, where the property market remains focused on owner-occupiers due to less favourable taxes and conditions for investors in that state,” it says. Money.com.au Property Expert Mansour Soltani, says investor activity is being driven by strong rental demand and rising yields, which is being fuelled by overseas migration, as well as strong property price growth.

According to REA Group, there is a resurgence in investor activity throughout most of Australia. Its Hot 100 Investment Suburbs for 2025 tips locations outside capital cities as solid options. Its ten most promising suburbs for investors are Broome, Rockhampton, Braitling, Geraldton, Kirwan, East Victoria Park, West Leederville, Bassendean, Mount Lawley and Bayswater.